Typical Captive Lines of Coverages

MCS team conducts an individualized risk analysis to identify under-insured and uninsured risks (”Enterprise Risks”) of the operating Company.

Typical insurance lines of business include:

  • Deductible buy-down feature for deductibles covering WC, GL, Auto, Property, Contractors Equipment, etc.
  • Increased deductibles for existing commercial coverages
  • Accounts Receivable
  • Construction Defect
  • Cyber Liability
  • Errors and Omissions
  • Environmental Liability
  • Employee Practices Liability
  • Litigation Expense
  • Directors and Officers
  • Intellectual Property Infringement
  • General Liability Gap
  • Subcontractor Insurance (CCIP)
  • Loss of Key Employee
  • Loss of Key Contracts
  • Contractual Liability (indemnification Claims)
  • Business Interruption
  • Terrorism
  • Professional Misconduct
  • Subcontractor Default 
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